Identity Verification for Consumer Finance
Instant identity verification, affordability checks, and fraud prevention for buy now pay later and consumer lending services
Key Challenges We Solve
Balance instant approval with robust risk assessment and fraud protection
Instant Decisioning
Approve or decline applications in seconds at the point of sale without friction
ATO Protection
Prevent account takeover attempts with multi-layered fraud detection and device intelligence
Affordability Signals
Access real-time income and spending data for responsible lending decisions
Tailored Solutions for BNPL
Purpose-built identity and fraud solutions for BNPL and consumer finance
Bank Ident
Instant identity verification through online banking for fast onboarding
Smart Ident
AI-powered identity verification for highest assurance credit applications
Photo Ident
Fast document verification for quick credit application processing
Age Verification
Verify customer age for age-restricted BNPL services and compliance
Consumer Finance Compliance
Meet regulatory requirements for consumer lending with robust compliance tools
Responsible Lending
Affordability assessment tools for responsible consumer credit decisions
Creditworthiness Data
Real-time transaction data access for credit scoring and risk assessment
Fraud Prevention
Advanced fraud detection and prevention for BNPL transactions
Audit Trail
Complete audit trails for compliance reporting and regulatory reviews
Consent Management
Privacy-compliant data handling and customer consent workflows
Instant Decisioning
Real-time identity verification for instant credit approval workflows
Real-World Applications
How BNPL companies use our platform
Point of Sale Checkout
Instant BNPL approval at the checkout
Account Creation
Fast onboarding with comprehensive fraud checks
Credit Limit Increase
Assess affordability for higher credit limits
Account Takeover Prevention
Protect customer accounts from fraud
Ready to Transform Your BNPL Operations?
Join leading BNPL companies across Europe using our platform. Get a personalized demo or discuss your specific requirements with our team.
Request a Demo
Get a personalized walkthrough of our platform tailored to BNPL needs.
Talk to Sales
Discuss custom solutions, pricing, and implementation timelines.