AIS IBAN Verification
Confirm bank account ownership instantly by retrieving verified IBANs and holder names via PSD2 open banking connections.
Open Banking IBAN Verification
Signteq's AIS IBAN Verification uses PSD2 Account Information Services to retrieve and verify bank account details directly from the user's bank. By letting the bank confirm account ownership, you get the highest possible assurance that the IBAN belongs to the person claiming it.
- Retrieve verified IBANs directly from the user's bank via PSD2 API
- Account holder name matching confirms ownership beyond IBAN format checks
- Compatible with 3,000+ banks across the European Economic Area
- Eliminates manual IBAN entry errors and transcription mistakes
- Fully PSD2 and GDPR compliant with user-consented data access
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Funcționalități puternice proiectate pentru performanță și compliance la nivel enterprise
Account Ownership
Verify that the user genuinely owns the bank account by retrieving details directly from the bank. This eliminates the risk of users providing someone else's IBAN or a fabricated account number.
IBAN Collection
Retrieve the IBAN securely via PSD2 Account Information API, removing the need for manual entry. Bank-sourced IBANs are guaranteed to be correctly formatted and active.
Name Matching
Match the account holder name returned by the bank against the name provided during onboarding. Fuzzy matching algorithms handle name variations, abbreviations, and character encoding differences.
Multi-bank
Works with over 3,000 banks across the European Economic Area through direct API integrations and licensed AISP connections. Coverage includes all major retail and business banks.
PSD2 Compliant
Fully compliant with PSD2 Account Information Service regulations and GDPR data protection requirements. All data access is user-consented and secured with bank-grade authentication.
Instant Results
Receive IBAN verification results in real time as soon as the user completes bank authentication. The entire process typically takes under 30 seconds from start to finish.
Cazuri de utilizare
Vedeți cum folosesc afacerile AIS IBAN Verification în producție
Payment Account Onboarding
Collect and verify customer bank account details during onboarding for direct debit mandates, salary payments, or refund processing.
Lending & Credit Disbursement
Verify borrower bank accounts before disbursing loan funds to ensure money reaches the correct, verified account.
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