AIS IBAN Verification
Confirm bank account ownership instantly by retrieving verified IBANs and holder names via PSD2 open banking connections.
Open Banking IBAN Verification
Signteq's AIS IBAN Verification uses PSD2 Account Information Services to retrieve and verify bank account details directly from the user's bank. By letting the bank confirm account ownership, you get the highest possible assurance that the IBAN belongs to the person claiming it.
- Retrieve verified IBANs directly from the user's bank via PSD2 API
- Account holder name matching confirms ownership beyond IBAN format checks
- Compatible with 3,000+ banks across the European Economic Area
- Eliminates manual IBAN entry errors and transcription mistakes
- Fully PSD2 and GDPR compliant with user-consented data access
Everything You Need
Powerful features designed for enterprise-grade performance and compliance
Account Ownership
Verify that the user genuinely owns the bank account by retrieving details directly from the bank. This eliminates the risk of users providing someone else's IBAN or a fabricated account number.
IBAN Collection
Retrieve the IBAN securely via PSD2 Account Information API, removing the need for manual entry. Bank-sourced IBANs are guaranteed to be correctly formatted and active.
Name Matching
Match the account holder name returned by the bank against the name provided during onboarding. Fuzzy matching algorithms handle name variations, abbreviations, and character encoding differences.
Multi-bank
Works with over 3,000 banks across the European Economic Area through direct API integrations and licensed AISP connections. Coverage includes all major retail and business banks.
PSD2 Compliant
Fully compliant with PSD2 Account Information Service regulations and GDPR data protection requirements. All data access is user-consented and secured with bank-grade authentication.
Instant Results
Receive IBAN verification results in real time as soon as the user completes bank authentication. The entire process typically takes under 30 seconds from start to finish.
Use Cases
See how businesses use AIS IBAN Verification in production
Payment Account Onboarding
Collect and verify customer bank account details during onboarding for direct debit mandates, salary payments, or refund processing.
Lending & Credit Disbursement
Verify borrower bank accounts before disbursing loan funds to ensure money reaches the correct, verified account.
Build a Complete Workflow
Combine AIS IBAN Verification with complementary modules to improve conversion, trust, and automation.
Frequently Asked Questions
Answers to the most common implementation and compliance questions about AIS IBAN Verification.
How quickly can we integrate AIS IBAN Verification?
Most teams launch AIS IBAN Verification in days, not months, using our hosted flows or API-first integration.
Which compliance requirements does AIS IBAN Verification support?
AIS IBAN Verification is designed for regulated Open Banking use cases with full auditability and EU data protection standards.
How does AIS IBAN Verification help reduce fraud risk?
AIS IBAN Verification combines multiple verification signals, risk controls, and evidence logs to stop abuse while keeping conversion high.
Can AIS IBAN Verification scale for enterprise volumes?
AIS IBAN Verification is built for high-throughput workloads with resilient infrastructure, SLA-backed uptime, and flexible deployment options.
Ready to get started with AIS IBAN Verification?
See how it works with a personalized demo tailored to your needs.
Request a Demo
Get a personalized walkthrough of AIS IBAN Verification and see how it integrates with your workflow.
Talk to Sales
Discuss pricing and implementation for AIS IBAN Verification with our team.