AIS Identity Check
Document-free identity verification using bank-held KYC data accessed through PSD2 open banking in under 30 seconds.
Bank-Verified Identity via Open Banking
Signteq's AIS Identity Check retrieves identity data that has already been verified by the user's bank during their own KYC process. By reusing this trusted data, you can onboard customers without document uploads while maintaining the assurance level that regulators require.
- Retrieve bank-verified name, date of birth, and address via PSD2 API
- No document upload required — identity is sourced directly from the bank
- Bank-level assurance from data already verified during bank account opening
- Complete verification in under 30 seconds with minimal user friction
- Compatible with 3,000+ banks across the European Economic Area
Everything You Need
Powerful features designed for enterprise-grade performance and compliance
Bank-Verified
Identity data has already been verified by the bank during their own KYC onboarding process. Reuse this trusted, authoritative data to verify your customers with the highest confidence.
Full Details
Retrieve comprehensive identity attributes including full name, date of birth, and registered address directly from bank records. All data is returned in a structured, standardised format.
No Documents
Eliminate the need for users to upload identity documents or take selfies. The bank-verified identity approach removes the most friction-heavy steps from your onboarding flow.
High Trust
Bank-level identity assurance derived from the rigorous KYC checks the bank performed when opening the user's account. This data has the highest trust level available outside government sources.
Quick Process
Complete the entire identity verification in under 30 seconds from bank selection to result delivery. The streamlined flow minimises drop-off and maximises conversion rates.
PSD2 API
Secure open banking connection via licensed Account Information Service Provider infrastructure. All data access is user-consented, encrypted, and fully compliant with PSD2 and GDPR.
Use Cases
See how businesses use AIS Identity Check in production
Digital Bank & Fintech Onboarding
Verify new customer identity during account opening by leveraging their existing bank relationship, eliminating the need for document uploads.
Insurance & Investment Account Opening
Verify policyholder or investor identity using trusted bank data during application, streamlining the compliance process.
Build a Complete Workflow
Combine AIS Identity Check with complementary modules to improve conversion, trust, and automation.
Frequently Asked Questions
Answers to the most common implementation and compliance questions about AIS Identity Check.
How quickly can we integrate AIS Identity Check?
Most teams launch AIS Identity Check in days, not months, using our hosted flows or API-first integration.
Which compliance requirements does AIS Identity Check support?
AIS Identity Check is designed for regulated Open Banking use cases with full auditability and EU data protection standards.
How does AIS Identity Check help reduce fraud risk?
AIS Identity Check combines multiple verification signals, risk controls, and evidence logs to stop abuse while keeping conversion high.
Can AIS Identity Check scale for enterprise volumes?
AIS Identity Check is built for high-throughput workloads with resilient infrastructure, SLA-backed uptime, and flexible deployment options.
Ready to get started with AIS Identity Check?
See how it works with a personalized demo tailored to your needs.
Request a Demo
Get a personalized walkthrough of AIS Identity Check and see how it integrates with your workflow.
Talk to Sales
Discuss pricing and implementation for AIS Identity Check with our team.