Soluciones BNPL & Crédito

Verificación de identidad para financiación al consumo

Verificación de identidad instantánea, comprobaciones de solvencia y prevención del fraude para servicios de pago aplazado y crédito al consumo

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Desafíos clave que resolvemos

Balance instant approval with robust risk assessment and fraud protection

Instant Decisioning

Approve or decline applications in seconds at the point of sale without friction

ATO Protection

Prevent account takeover attempts with multi-layered fraud detection and device intelligence

Affordability Signals

Access real-time income and spending data for responsible lending decisions

Soluciones a medida para BNPL

Purpose-built identity and fraud solutions for BNPL and consumer finance

PSD2

Bank Ident

Instant identity verification through online banking for fast onboarding

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QES

Smart Ident

AI-powered identity verification for highest assurance credit applications

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Photo Ident

Fast document verification for quick credit application processing

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Age Verification

Verify customer age for age-restricted BNPL services and compliance

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Consumer Finance Compliance

Meet regulatory requirements for consumer lending with robust compliance tools

PSD2
Consumer Credit Directive
GDPR
AML/CFT
Responsible Lending

Responsible Lending

Affordability assessment tools for responsible consumer credit decisions

Creditworthiness Data

Real-time transaction data access for credit scoring and risk assessment

Fraud Prevention

Advanced fraud detection and prevention for BNPL transactions

Audit Trail

Complete audit trails for compliance reporting and regulatory reviews

Consent Management

Privacy-compliant data handling and customer consent workflows

Instant Decisioning

Real-time identity verification for instant credit approval workflows

Aplicaciones reales

Cómo las empresas del sector BNPL utilizan nuestra plataforma

Point of Sale Checkout

Instant BNPL approval at the checkout

1
Customer selects BNPL at checkout
2
Phone number and basic info entered
3
Real-time fraud risk assessment
4
Optional bank data for affordability
5
Instant approval and purchase completion

Account Creation

Fast onboarding with comprehensive fraud checks

1
Customer signs up for BNPL account
2
Phone risk scoring and SIM swap check
3
Device intelligence analysis
4
Identity verification with photo ID
5
Account activated with credit limit

Credit Limit Increase

Assess affordability for higher credit limits

1
Customer requests limit increase
2
Access transaction data via PSD2
3
Analyze income and spending patterns
4
Risk-based decision with fraud signals
5
Instant approval or decline

Account Takeover Prevention

Protect customer accounts from fraud

1
Detect suspicious login or purchase
2
Check for SIM swap activity
3
Analyze device and network signals
4
Challenge with step-up authentication
5
Block or allow transaction based on risk

¿Listo para transformar sus operaciones en BNPL?

Únase a las empresas líderes del sector BNPL en toda Europa que utilizan nuestra plataforma. Obtenga una demo personalizada o consulte sus requisitos específicos con nuestro equipo.

Solicitar una demo

Obtenga una demostración personalizada de nuestra plataforma adaptada a las necesidades del sector BNPL.

Demostración en vivo de la plataforma
Casos de uso específicos del sector
Consulta de 30 minutos con un experto
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Hablar con ventas

Consulte soluciones a medida, precios y plazos de implementación.

Opciones de precios personalizados
Requisitos empresariales
Plazos de implementación
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