Solutions BNPL & Crédit

Vérification d'identité pour la finance à la consommation

Vérification d'identité instantanée, contrôles de solvabilité et prévention de la fraude pour les services de paiement fractionné et de crédit à la consommation

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Défis clés que nous résolvons

Balance instant approval with robust risk assessment and fraud protection

Instant Decisioning

Approve or decline applications in seconds at the point of sale without friction

ATO Protection

Prevent account takeover attempts with multi-layered fraud detection and device intelligence

Affordability Signals

Access real-time income and spending data for responsible lending decisions

Solutions sur mesure pour BNPL

Purpose-built identity and fraud solutions for BNPL and consumer finance

PSD2

Bank Ident

Instant identity verification through online banking for fast onboarding

Explorer
QES

Smart Ident

AI-powered identity verification for highest assurance credit applications

Explorer

Photo Ident

Fast document verification for quick credit application processing

Explorer

Age Verification

Verify customer age for age-restricted BNPL services and compliance

Explorer

Consumer Finance Compliance

Meet regulatory requirements for consumer lending with robust compliance tools

PSD2
Consumer Credit Directive
GDPR
AML/CFT
Responsible Lending

Responsible Lending

Affordability assessment tools for responsible consumer credit decisions

Creditworthiness Data

Real-time transaction data access for credit scoring and risk assessment

Fraud Prevention

Advanced fraud detection and prevention for BNPL transactions

Audit Trail

Complete audit trails for compliance reporting and regulatory reviews

Consent Management

Privacy-compliant data handling and customer consent workflows

Instant Decisioning

Real-time identity verification for instant credit approval workflows

Applications concrètes

Comment les entreprises du secteur BNPL utilisent notre plateforme

Point of Sale Checkout

Instant BNPL approval at the checkout

1
Customer selects BNPL at checkout
2
Phone number and basic info entered
3
Real-time fraud risk assessment
4
Optional bank data for affordability
5
Instant approval and purchase completion

Account Creation

Fast onboarding with comprehensive fraud checks

1
Customer signs up for BNPL account
2
Phone risk scoring and SIM swap check
3
Device intelligence analysis
4
Identity verification with photo ID
5
Account activated with credit limit

Credit Limit Increase

Assess affordability for higher credit limits

1
Customer requests limit increase
2
Access transaction data via PSD2
3
Analyze income and spending patterns
4
Risk-based decision with fraud signals
5
Instant approval or decline

Account Takeover Prevention

Protect customer accounts from fraud

1
Detect suspicious login or purchase
2
Check for SIM swap activity
3
Analyze device and network signals
4
Challenge with step-up authentication
5
Block or allow transaction based on risk

Prêt à transformer vos opérations BNPL ?

Rejoignez les entreprises BNPL leaders à travers l'Europe qui utilisent notre plateforme. Obtenez une démo personnalisée ou discutez de vos besoins spécifiques avec notre équipe.

Demander une démo

Obtenez une présentation personnalisée de notre plateforme adaptée aux besoins du secteur BNPL.

Démonstration en direct de la plateforme
Cas d'usage spécifiques au secteur
Consultation d'expert de 30 minutes
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Parler aux ventes

Discutez de solutions sur mesure, de tarifs et de délais de mise en œuvre.

Options tarifaires personnalisées
Exigences entreprise
Délais de mise en œuvre
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