Soluzioni BNPL & Credito

Verifica dell'identità per la finanza al consumo

Verifica dell'identità istantanea, controlli di solvibilità e prevenzione delle frodi per servizi di pagamento rateale e credito al consumo

Sfide chiave che risolviamo

Balance instant approval with robust risk assessment and fraud protection

Instant Decisioning

Approve or decline applications in seconds at the point of sale without friction

ATO Protection

Prevent account takeover attempts with multi-layered fraud detection and device intelligence

Affordability Signals

Access real-time income and spending data for responsible lending decisions

Consumer Finance Compliance

Meet regulatory requirements for consumer lending with robust compliance tools

PSD2
Consumer Credit Directive
GDPR
AML/CFT
Responsible Lending

Responsible Lending

Affordability assessment tools for responsible consumer credit decisions

Creditworthiness Data

Real-time transaction data access for credit scoring and risk assessment

Fraud Prevention

Advanced fraud detection and prevention for BNPL transactions

Audit Trail

Complete audit trails for compliance reporting and regulatory reviews

Consent Management

Privacy-compliant data handling and customer consent workflows

Instant Decisioning

Real-time identity verification for instant credit approval workflows

Applicazioni reali

Come le aziende del settore BNPL utilizzano la nostra piattaforma

Point of Sale Checkout

Instant BNPL approval at the checkout

1
Customer selects BNPL at checkout
2
Phone number and basic info entered
3
Real-time fraud risk assessment
4
Optional bank data for affordability
5
Instant approval and purchase completion

Account Creation

Fast onboarding with comprehensive fraud checks

1
Customer signs up for BNPL account
2
Phone risk scoring and SIM swap check
3
Device intelligence analysis
4
Identity verification with photo ID
5
Account activated with credit limit

Credit Limit Increase

Assess affordability for higher credit limits

1
Customer requests limit increase
2
Access transaction data via PSD2
3
Analyze income and spending patterns
4
Risk-based decision with fraud signals
5
Instant approval or decline

Account Takeover Prevention

Protect customer accounts from fraud

1
Detect suspicious login or purchase
2
Check for SIM swap activity
3
Analyze device and network signals
4
Challenge with step-up authentication
5
Block or allow transaction based on risk

Pronto a trasformare le Sue operazioni BNPL?

Si unisca alle principali aziende BNPL in tutta Europa che utilizzano la nostra piattaforma. Ottenga una demo personalizzata o discuta le Sue esigenze specifiche con il nostro team.

Richieda una demo

Ottenga una presentazione personalizzata della nostra piattaforma su misura per le esigenze del settore BNPL.

Dimostrazione live della piattaforma
Casi d'uso specifici del settore
Consulenza di 30 minuti con un esperto
Prenoti la Sua demo

Parli con il commerciale

Discuta soluzioni personalizzate, prezzi e tempistiche di implementazione.

Opzioni di prezzo personalizzate
Requisiti enterprise
Tempistiche di implementazione
Contatti il commerciale